Isabella LO

MLO

NMLS# 876000

000-000-0000

isabella@calhomeloan.com

Blog

Choosing Between a 5/1 and 7/1 ARM?

Choosing Between a 5/1 and 7/1 ARM?

With 30-year mortgage rates now topping 20-year highs, borrowers are looking to alternative loan options to save money on home loans. Adjustable rate mortgages (ARMs) are becoming more popular as homebuyers and refinancers look for lower introductory inte

Dec 19, 2023 | Purchasing a Home

Understanding Mortgage Prepayment Penalties: The Hidden Costs

Understanding Mortgage Prepayment Penalties: The Hidden Costs

Mortgage prepayment penalties can be a perplexing aspect of your home financing journey. Essentially, they are fees imposed by lenders when you pay off your mortgage earlier than agreed upon or exceed the specified payment limits. These fees are designed

Dec 12, 2023 | Purchasing a Home

Is Refinancing my Mortgage to Eliminate High-Interest Debt a Smart Move?

Is Refinancing my Mortgage to Eliminate High-Interest Debt a Smart Move?

Are you tired of juggling a pile of bills, from high-interest credit card debts to personal loans and auto payments? If so, there might be a financial strategy that could simplify your life: refinancing your mortgage to consolidate all those debts. In thi

Dec 05, 2023 | Refinancing a Home

Financing Your Dream Vacation Home: A No-Nonsense Guide

Financing Your Dream Vacation Home: A No-Nonsense Guide

If you’re looking to buy a vacation home to get away from it all, this is your straight-shooting guide to making it happen. While it may be a big step to take, it is entirely doable. You just need a game plan, a bit of hustle, and the right mindset.

Nov 30, 2023 | Purchasing a Home

Minimizing the Effect of Job Loss on Your Mortgage

Minimizing the Effect of Job Loss on Your Mortgage

In the dynamic landscape of personal finance, job loss can send shockwaves through your financial stability, particularly when it comes to managing your mortgage. Yet, with appropriate preparation and a little knowledge you can navigate these turbulent wa

Nov 28, 2023 |

Happy Thanksgiving

Happy Thanksgiving

Thanksgiving is a time to come together with loved ones, share delicious meals, and create lasting memories. Whether you're gathered around a table laden with traditional dishes or enjoying a quiet moment of reflection, we hope your day is filled with war

Nov 23, 2023 |